A Partnership Designed
for Professional Trustees
Professional trustees balance complex fiduciary responsibilities with the growing expectations for clarity, documentation, and timely communication. NPF Investment Advisors partners with trustees to simplify investment oversight, ease administrative demands, and support a strong experience for both trustees and beneficiaries. As your investment partner, we take care of the details-so you can stay focused on the responsibilities that matter most. Drawing on decades of experience, NPF anticipates and navigates the challenges that commonly arise in trust investment management.
Coordination That Makes Your Work Easier
NPF provides hands‑on coordination to support the financial aspects of trust administration. We take time to understand the beneficiary's situation, cash flows, needs and long-term goals, so that we can tailor the management of the trust to fit the client. This includes:
Customized for you and your clients
To help trustees document investment decisions and uphold fiduciary standards, we provide:
- Thoughtful narrative development based on careful analysis of the beneficiary's needs and the terms of the trust.
- Clear alignment with the trust's investment policy statement
- Prudent investment process reduces exposure to poorly documented investment decisions
No boilerplate language-every element is tailored to the trust's purpose, beneficiaries, and distribution requirements.
Our comprehensive narrative takes the form of a trust-specific financial plan that outlines the trust's background, intent, and beneficiaries, creating a clear foundation for defining key objectives and risks. From there, the Investment Policy Statement flows naturally, guided by the insight and experience of our investment professionals, who bring decades of expertise in managing investments.
Simple, Transparent Billing
We do not require minimums at the individual account level as long as the total value of the accounts administered by the trustee meets our minimum over time.
Once total assets exceed $5 million, we consolidate billing-allowing trustees to leverage the scale of the relationship to reduce investment management costs for the benefit of all beneficiaries.
Our Approach and White-Glove Service
Focused Investment Strategy
Each trust portfolio is intentionally designed around its unique time horizon, distribution needs, and risk tolerance.
Active Oversight
We continuously monitor portfolios, rebalance when appropriate, and adjust to evolving market conditions or beneficiary circumstances.
Our advisors translate market activity into accessible updates that strengthen your communication with beneficiaries.
Clear, Consistent Communication
Since 1933, NPF has served families across West Michigan and beyond with integrated financial planning, customized investment management, and coordinated support under one all‑inclusive fee. Our longevity reflects a commitment to:
- Personalized, high‑touch guidance
- In‑house investment research
- Local ownership and decision‑making
This combination allows us to deliver a consistent, high‑quality experience and act as true problem solvers for trustees navigating complex fiduciary requirements.
A Better Experience for Trustees and Families
Your role is both significant and demanding. With NPF as your investment partner, you gain a team that makes trust administration smoother, more coordinated, and more client‑friendly.
What to Expect
Our process directly supports the development of the Investment Policy Statement (IPS) and streamlines trust administration.
A Trusted Resource for Professional Trustees
Learn how NPF helps trustees navigate investment oversight, documentation, and long-term fiduciary responsibilities with confidence.